Month: October 2019

Appreciation of Personal Financial Planning

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Those who are looking out for personal financial planning points which might help fulfill your aspirations, below are some you need to check out.

Many of us won’t complete its financial plans for a rather simple issue – they typically might not have a plan. Some severe event instances, they never be aware of what they really want.

To start with you need to correct will be your mentality and attitude. Consider reasoning much like a financial adviser, even if you’re not. This alternation in mentality all alone makes a change to how well you tackle your financial issues. Its possible you have surely found out – 95% of the folks in this land could be broke once they arrive at their retirement period.

What appear to be the matter? Not surprisingly, it is the lack of a personal financial planning and lack of decent financial planning guidance. And the very first bit of great guidance is that you ought to make an effort to handle your own finances. Try not to leave it to a financial planner totally. They’re proficient at what they are doing, that is, to work out your financial plans and provide very good guidance on financial programs and services. Nevertheless, the responsibility lies with yourself to positively handle your own investment portfolio to attain the greatest return feasible. Obviously, this should be done within the context of your own risk appetite.

Let us begin working on the personal financial plan. Take the time to put together a record of items that you need in your life. They could include key things like the kind of home you would like, the kind of car you want to drive, the perfect travel destinations etc. List will need to certainly incorporate the regular month to month payments that you sustain every month.

At this moment specify each of the bills – equally large and negligible. When created, you may have a straightforward understanding of the amount of total funds are essential for every one of these objects. Keep in mind you may need finances for savings along with investments too. Use make good contemplation on if most of the obligations stated are actually needed to begin with . If they are not, it really is without doubt an obviously better strategy to “expend” them to increase your investments and savings.

Here’s one other thing to be aware of. Financial planning experts are generally very good partners when looking at your personal financial planning. Their tips will not possibly be no cost, nevertheless the competent ones will probably be worth spending some time and funds with. Nevertheless just like stated previously, you continue to retain the liability to definitely control your own financial account.

By simply getting in touch and working with a financial planner might aid to straighten out his financial situation quite quickly. But it’s generally a good idea to get financially knowledgeable as well. Should you be financially very well intelligent, you’ll be able to come up with beneficial and rewarding investment judgements.

Yudhvir Malik, Financial Commissioner & Principal Secretary, Electronics & Information Technology,

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tv.eletsonline.com

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Elets – A platform for disseminating creative ideas on ICT

Elets Technomedia is a technology media and research company that focuses on ICT in government, education, healthcare, agriculture and rural development sectors. Our mandate is to provide effective information on latest development in different ICT tools, techniques and their applications across our verticals through premier print publications, online portals and premier events, seminars, conferences and summits. Elets has created a name for itself as a technology media and research vendor of choice.

Strategies

To strengthen and facilitate knowledge sharing platforms engaging with partners across the globe through International conferences to provide cross-cultural grounding to stakeholders and participants To provide stakeholders with a platform to share models of best practice, knowledge and experience on a range of issues in the domain of ICT in Governance, Education, Health, security, Urban and Rural Development To mobilise the communities towards creating a digitally informed knowledge society based on shared understanding

Elets Focus Areas

Elets provides an unmatched versatility for working with multiple partners and consultants to mutually share knowledge. With a vision to provide effective information on latest development in different ICT tools, techniques and their applications across various verticals with focused reference to governance, education and health, we

a) bring niche monthly publications;

b) provide knowledge exchange fora and

c) conduct research projects, primarily through Events & Conferences.

Aecon Group Inc. (are) – Financial And Strategic Swot Analysis Review

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July, 31, 2014 : Company Profiles and Conferences presents a Company Report on “Aecon Group Inc. (ARE) – Financial and Strategic SWOT Analysis Review”, which helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

Aecon Group Inc. (ARE) – Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Highlights

Aecon Group Inc. (Aecon) is a provider of construction and infrastructure development services to the private and public sectors in Canada and internationally. The company constructs roads and highways, tunnels, hydroelectric power projects and dams, bridges, airports and marine facilities. It also offers construction and installation services for utility distribution systems, water and sewer mains, telecommunications and electrical networks, and highway lighting and signals. In addition, the company focuses on industrial construction and fabrication services, and develops, finances and operates heavy infrastructure projects.

Aecon Group Inc. Key Recent Developments

Aug 13, 2013: Aecon reports second quarter 2013 results

Innovative Financial Advisors Pvt. Ltd. – 70 Years – Famine to Food

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Bengal Famine to Right Food – An insightful journey towards food security

Famines were quite frequent in the colonial rule because of the indifference of the British India government towards the plight of the starving people of undivided Bengal. This year marks the 70th anniversary of the great crisis that hit the golden land of Bengal. The estimated deaths were 1.5 to 3 million children, women and men during 1942-43. It is estimated deaths due to starvation in the colonial rule was 30 to 40 million especially in Tamil Nadu, Bihar and Bengal. The Bengal famine of 1943 struck the Bengal province of pre-partition British India during World War II following the Japanese occupation of Burma. It has been argued that the Japanese invasion of Burma was the main cause of the Bengal Famine of 1943, since it cut off all food supplies from the region. A constellation of factors led to this mega-tragedy, such as the Japanese occupation of Burma, the damage to the aman (kharif) rice crop both due to tidal waves and a disease epidemic caused by the fungus Helminthosporium oryzae, panic purchase and hoarding by the rich, failure of governance, particularly in relation to the equitable distribution of the available food grains and disruption of communication due to World War II.

Estimates are that between 1.5 and 4 million people died of starvation, malnutrition and disease, out of Bengal’s 60.3 million population, half of them dying from disease after food became available in December 1943. As in previous Bengal famines, the highest mortality was not in previously very poor groups, but among artisans and small traders whose income vanished when people spent all they had on food and did not employ cobblers, carpenters, etc.

At that time people who were studying in colleges were discussing various ways to develop the nation and combat the current situation. Seventy years now the country misses the spark in the youth who may come up with protests but lack the intellect to provide a solution which makes our great nation food secure. Even our politicians who believe the Right to Food as a game changer in the 2014 General Elections wants to rush into this. No doubt this is a good initiative by the current UPA government but it also adds up to the rising fiscal deficit which the reforms from Prime Minister’s Office can’t decrease. 70 years on we are still not food sufficient still people are dying because of extreme hunger and poverty estimating up to 2 lakh per year. It seems the great economists of the country are on a long holiday or may be their ideas are out of stock.

What’s more shocking is that being an agrarian economy with majority of the population engaged in agricultural activities still no youngster is willing to become a farmer. The country has dramatically failed to understand the importance of farming. There is no remuneration and the richest people in the country are not the people who provide you with food to survive. The biggest corporations in the country are not an agro-based company. Every day we keep hearing farmers committing suicides. In this scenario the government wants the Right to Food bill to pass without realizing or providing any protection to the farmers. If anyone wants to become a farmer the society, parents look down to the idea, they play a prime role in discouraging their wish. But they are not wrong when they do that they do it because the remuneration of a Investment Banker or Doctor or Engineer is way higher than that of a farmer who after working hard to provide food (energy) to these Engineers or Doctors or Investment Bankers to work or survive lives in less than $1.25 a day. The youth of the nation doesn’t ask the government of India why is the situation so gruesome at ground level.

The Right to Food bill may provide food to 75% of the rural population and 50% of the urban population but it doesn’t do anything to improve the status of the farmers. There are many reasons to debate this bill but the government of the country is always interested in providing freebies before every election in the country. 70 years on the situation remains critical because policy makers have not done enough to eradicate poverty out of the lives of the people who are responsible for making this country food secure.

For more information visit: Innovative Financial Advisors Pvt. Ltd.

Financial Freedom Seminars

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You want to become a better manager of your own budget? Are you trying to figure out the world of investments? There are all kinds of financial freedom seminars available. Some of the ones that you hear about are really legitimate and can teach you a lot of information that will help you.

Unfortunately, there are also some that are advertised that are just money-making schemes. Be careful that you dont waste your time and money on something that turns out to be a scam!

There are legitimate companies which offer financial freedom seminars without charging a fee to the public. They may, however, sell their books and other things related to financial freedom.

One of these companies even offers people a free dinner at a local restaurant if people will come and listen to their financial freedom seminar lecture for several hours. Maybe it is worth it to listen for 3 or 4 hours. Most of us are likely to learn something just by listening to them share information.

What we wouldnt like is to feel pressured to buy their books and other supplies or to join some membership. One wonders if people are missing out by not showing up, listening to the lecture, and eating the free meal. Do you think they are for real?

There is an older man named Jim Sammons who claims that he teaches financial freedom seminars that are based on Biblical principles and are completely from a Biblical perspective. He claims that he went through a really bad time financially some time in his past and that he learned these principles then.

He shares from the Bible information about the universal financial principles as well as using examples from his own life. He also teaches some practical training about many things. Some of these topics are: What does it mean to be financially free? What are Gods 4 purposes for money? How can you tell the difference between real and false financial advice? What is the importance of tithing your income? How can a person live within their means? How does a consumer find the best buy for their money?

This is just one example of a financial freedom seminar that seems to be legitimate and not just out to rob you of your hard-earned money. There are many financial experts out there who can help you earn, save, and carefully spend your money.

One way to learn more about your financial future is television. There are often special programs on public broadcasting stations and other channels which will offer you honest to goodness help with your financial future.

Financial freedom seminars are great and really help if they are put together by folks who have integrity and really care about helping people. But remember its not just about getting money; its about how to invest it, save it, and make wise purchases. The combination of these factors may be outside the scope of some financial freedom seminars. Many of them are geared exclusively toward teaching you to earn money.

One excellent free source of information similar to or beyond what you might receive at a financial freedom seminar can be found on shows with expert Suzie Orman on CNBC. She teaches you how to take control of your personal financial situation. You can also learn a lot on financial programs on CNN, Fox and other news channels.

Before you attend paid financial freedom seminars, research the company to find out what they offer. Remember that some free financial freedom seminars may fall under the you get what you pay for heading. The information offered can be fluff with little to be learned except how to buy products or memberships from the company holding the seminar! You may find it worthwhile to go ahead and pay for one or more affordable financial freedom seminars. Its up to you to decide!